Windfall elimination provision


Q. I retired in 2006 under CSRS as an air traffic controller. I had 33 years of government service between the Air Force and the Federal Aviation Administration. I started receiving Social Security disability payments this month. I receive a periodic statement from the Social Security Administration stating what my benefits are and how much I would receive each month. The statement showed $1,200 a month. I receive $705 a month instead. I’ve earned enough credits working prior to and after my CSRS career. Why am I penalized when I have earned both benefits in my opinion?

A. Your Social Security disability benefit was reduced because you are receiving an annuity from CSRS, a retirement system where you didn’t pay Social Security taxes. The windfall elimination provision reduces — but doesn’t eliminate that benefit — for anyone who has fewer than 30 years of substantial earnings under Social Security. For more information about the WEP and how it works, go to


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

Leave A Reply