Q. My father who lives in Puerto Rico, is retired from the Postal Service, and is 64 years old. He told me that if he passes, I’m listed to get his pension which would be $1,200 a month, what he gets now. He is not married, and I’m curious if it’s that simple. Am I eligible? Will I get that much? For how long? I am 34.
A. Your father is mistaken. Assuming that your father designated you as his sole beneficiary, you would only be entitled to: 1) any Federal Employees’ Group Life Insurance he might have; and 2) any retirement contributions he made while working that hadn’t been returned to him in his annuity.