41 years and 11 months


Q. Where can someone obtain information on the requirements for the 41 years, 11 months CSRS retirement in Office of Personnel Management?

A. If you have 41 years and 11 months of service and owe no deposits or redeposits to the retirement system, you’ll receive an annuity that equals 80 percent of your high-3 on the day you retire. Any additional service above that amount won’t increase your annuity. Instead, you’ll receive a refund of the retirement contributions that were taken from your pay after reaching 41 years and 11 months and offered the option of purchasing additional annuity. That additional annuity, like unused sick leave, isn’t subject to the 80 percent cap on your earned annuity.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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