Q. I’m 46, with 12½ years in civil service. Per ABC, I can do deferred retirement; however, VERA/VSIP has been offered. Will this null and void my deferred retirement since it is a voluntary resignation?
A. You don’t have the age and service to retire under a VERA. On the other hand, you could accept a VSIP. While you wouldn’t be able to retire on an immediate annuity, you could apply for a deferred annuity at age 62.