Service time, deferred retirement and VERA/VSIP


Q. I’m 46, with 12½ years in civil service. Per ABC, I can do deferred retirement; however, VERA/VSIP has been offered. Will this null and void my deferred retirement since it is a voluntary resignation?

A. You don’t have the age and service to retire under a VERA. On the other hand, you could accept a VSIP. While you wouldn’t be able to retire on an immediate annuity, you could apply for a deferred annuity at age 62.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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