Q. I understand about my retirement being offset by my Social Security when I retire as a federal employee. I want to know what will happen if I choose instead to draw my deceased spouse’s Social Security benefit, which is based solely on his nonfederal work history. Will my federal retirement still be offset by what I receive from his Social Security benefit?
A. No, your CSRS annuity won’t be offset by the amount of your spousal Social Security benefit. However, it will be offset by the amount of Social Security benefit you earned while a CSRS Offset employee.