Insurance in retirement


Q. I have almost 33 years with the government and have FEHB, which also covers my wife and son. I would like to start planning my retirement but am not sure I can afford to keep this coverage once I retire. Will it be the same cost to BC/BS when I retire that I am paying, or will it increase?

A: Unless you are a Postal Service retiree, you’ll pay the same premiums as a retiree that you did when you were an employee. Through contract negotiations, Postal Service employees pay less than other government employees; however, when they retiree, they pay the same premiums as everyone else.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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