Q. I worked for the Postal Service from 1979 to 1981, then quit. I started working again in 1984 and quit again in 2000. Now I am employed at the Post Office again as a city carrier assistant. What will my retirement from the Post Office look like? I just turned 61. I have always had two jobs, some self-employment and others where I was an employee. Will I be entitled to an annuity from the Postal Service or, at this point, does it matter putting in more years there?
A. If you have five years of full-time employment with the Postal Service during which you had retirement deductions taken from your pay and you didn’t get a refund of any of those contributions, you could retire on an immediate annuity at age 62.