Postal Service annuity


Q. I worked for the Postal Service from 1979 to 1981, then quit. I started working again in 1984 and quit again in 2000. Now I am employed at the Post Office again as a city carrier assistant. What will my retirement from the Post Office look like? I just turned 61. I have always had two jobs, some self-employment and others where I was an employee. Will I be entitled to an annuity from the Postal Service or, at this point, does it matter putting in more years there?

A. If you have five years of full-time employment with the Postal Service during which you had retirement deductions taken from your pay and you didn’t get a refund of any of those contributions, you could retire on an immediate annuity at age 62.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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