Q. I recently retired from active duty with 22 years. From reading various blogs and whatnot, I understand that if I elect to deposit my active duty toward federal retirement (if the position is accepted), upon retirement, I would forfeit my military retirement. Does that only take effect once I retire from the federal government, or would it stop while working for the federal government?
A. You wouldn’t have to waive your military retired pay until you retire from your civilian job.