Health insurance in retirement

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Q. Will the government continue to pay a portion of health care premiums after I retire (as a FERS participant)? Or am I on the hook for the entire premium at that time? I anticipate retiring at age 67 with 36 years of service.

A. Your premiums will stay the same. There’s no difference in employee and retiree premiums unless you are a Postal Service employee. When they retire, their premiums go up to what everyone else pays.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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