Military buyback and reserve retirement

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Q. I served in the Air Force on active duty for nine years, from 1994 to 2003, and have continued to serve in the Air Force Reserve since separating from active duty. I plan to work at least 25 years in the Air Force (combined active duty and Reserve).

I have been a civilian federal employee since 2003.

I am 45. My minimum retirement age is 56 years and 6 months.

If I buy back my nine years of active-duty time toward a FERS retirement, will I lose anything from my eventual Reserve retirement? Will my nine years of active duty count toward both retirements?

A. You won’t lose anything from your Reserve retirement, and your active duty will count toward both retirements.

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  1. Shouldn’t this person have already made the deposit for the active duty military time in order not to incur any interest on the payment?

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