Military buyback and reserve retirement

4

Q. I served in the Air Force on active duty for nine years, from 1994 to 2003, and have continued to serve in the Air Force Reserve since separating from active duty. I plan to work at least 25 years in the Air Force (combined active duty and Reserve).

I have been a civilian federal employee since 2003.

I am 45. My minimum retirement age is 56 years and 6 months.

If I buy back my nine years of active-duty time toward a FERS retirement, will I lose anything from my eventual Reserve retirement? Will my nine years of active duty count toward both retirements?

A. You won’t lose anything from your Reserve retirement, and your active duty will count toward both retirements.

Share.

About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

4 Comments

  1. Donna Kaufman on

    I have over 23 years Army Reserve service. I would like to buyback my time to add to my civilian service for retirement. I see above that you are saying that “You want lose anything from your Reserve retirement”. Would that be the case for me? Also, what about my Tricare benefits that I would be entitled to at age 60. Will I still have Tricare?

    • You may only make a deposit to get credit for periods of service when you were called to active duty in the service of the United States. This includes any periods before you became a federal employee. However, you may not make a deposit to get credit for two-week periods of annual active duty for training that occurred while you were a federal employee or for longer periods unless you were in leave without pay (LWOP) from your civilian job.

  2. Hello,

    I work for Navy as a civil servant and I’m also in the Navy reserves. When I started with the government I bought back my military active duty time. I will have 13 years in the military in January. Does working as a civil servant effect your military reserve retirement? Does buying back your military active duty time effect your military retirement for civil servant?

    My contract is up in October for the Navy reserves. I want to make sure that able to get my military full retirement before signing a contract extension.

    • Making a deposit to get credit for your active duty service would have no affect on your entitlement to reserve retired pay and benefits.

Leave A Reply