Q. I am a veteran with six years of active-duty service, and I am employed as a federal law enforcement official with seven years of service under FERS. I am considering leaving federal service. Am I eligible for any retirement benefits after age 62, or do I simply lose the 13 years that I have in military and civilian service?
A. You would be eligible for a deferred retirement at age 62. Your active-duty service in the military would be included in your annuity computation only if you had made a deposit to get credit for it.