Medicare Part B


Q. I am age 65 and my spouse is 71. I have a Blue Cross/Blue Shield family plan. I am an active federal employee. Does it pay to also purchase Medicare Part B for myself and my spouse and keep my current plan? Should I purchase a less expensive plan and purchase Part B? What makes the most sense?

A. No one but you can answer that question. One size doesn’t fit all. What makes sense to one person doesn’t to another. You’ll have to compare what you and your spouse need now and anticipate needing in the future with the associated costs.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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