Early Social Security


Q. I am a federal employee and will be turning 60 in 2020. How old will I have to be to get early benefits for Social Security?

A. Age 62. If you were still working at that time, it wouldn’t make any sense to apply for that benefit because you’d be subject to the Social Security earnings limit. In 2013, that limit is $15,120. Your Social Security benefit would be reduced by $2 for every $3 you earned above the limit.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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