Switching health care providers


Q. I am retired with spouse and three children under age 25 and one under 18. My HMO that I have been with for 25 years is pulling out of our area. I have moderate medical needs. Which plans generally provide better coverage for someone in my circumstances?

A. You are asking a question that no outsider can answer. You’ll have to go to www.opm.gov/healthcare-insurance/healthcare/plan-information, click on your state, and review the available plans in you service area.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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