Q. I am a FERS employee with a service computation date of Feb. 4, 2004. I have only been able to carry Federal Employees Health Benefits in the last four years and eight months because of a split in service. We are now being offered a Voluntary Early Retirement Authority/Voluntary Separation Incentive Pay buyout. Would I be able to accept this buyout and still keep my FEHB even though I do not have a complete five years of coverage?

A. Yes. Your agency will attach a statement to your retirement package they send to the Office of Personnel Management that will attest that you were enrolled in the FEHB program before the most recent VERA/VSIP was offered.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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