Q. I retired with federal disability in 2002. I had 18 years of FERS service. I was denied for Social Security disability. When my benefit is recomputed at age 62, will the new amount be greater or lesser?
A. At age 62, your disability benefit will be recomputed as though you had worked to age 62. As a result, your actual service will be added to the time you spent on the disability rolls. The total time will be multiplied by 1 percent. The product will then be multiplied by your high-3 on the day you went on disability retirement, increased by all FERS cost-of-living adjustments payable from that point to age 62.