Browsing: Disability retirement

Q. I am under FERS disability retirement with 23 years of service at age 49. I was told by the Office of Personnel Management that at age 62, my 23 years would be bumped up to 32 years — the difference between when I left and when I turn 62. So would it bump up my FERS retirement at age 62? Is this correct that it would be reconfigured at a higher annuity?

Q. I work for the U.S. Postal service and I’m applying for disability retirement. Re: the high 3 year average. ,y pay rate is $58,350 for 2017. For the last 3 or 4 years I’ve been using LWOP a lot and my yearly income has hovered around $40,000 a year. Do they use my pay rate of $58,350 (it was around $58,000 for 3 consecutive years) or do they use the $40,000 figure to arrive at the 3 year average? In other words, would LWOP effect my disability retirement income? Thanks for any help.

Q. My mom just passed on. She was receiving a disability annuity. When we checked with OPM, we were shocked to find out they had taken all of her retirement contributions and used it for her disability payments. Is this really what happened? A. In all likelihood, yes. Annuity payments to retirees — whether regular or disability — initially come from the contributions employees made to the retirement system while they were working. Only when that money runs out does the government begin making those payments out of the retirement fund. A retiree who worked full time for an entire…

Q. I was forced to take medical leave because I slipped and fell in the ice and snow. The injury caused a severe illness, and eventually my agency separated me on disability retirement. Later I was awarded Social Security Disability Insurance. They offset my disability annuity by the same amount, so I have to pay the Office of Personnel and Management back the same amount I received from SSDI. It seems like I shouldn’t have applied for SSDI if they were going to deduct the amount of the SSDI from my disability benefit. What do you think?

Q. I have been approved for FERS disability retirement but I am not receiving any checks yet. My High-3 pay is around $53,300. I only worked for 2½ years. What would my annuity payments be? I am 65 years old and on $1,100 a month of Social Security disability. How will the FERS disability affect my Social Security disability?

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