Life insurance changes on disability retirement


Q. Can you make changes to any options on life insurance when you leave and are approved on FERS disability? I will be 62 in a year and a half. Can you increase or decrease amounts?

A. You cannot increase the amount of your coverage. While you can cancel your Option A insurance, you can either reduce or cancel your Option B or C insurance. If you were to cancel your basic insurance, all other coverages would automatically be canceled.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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