Pension + unemployment


Q. I am a Postal Service employee whose plant was recently closed. They are talking about a possible reduction in force after the first of the year if I don’t find a job. If that happens, I believe I am eligible for unemployment benefits. I am also eligible to retire, which I did not plan on doing, but if that happens, can I collect my pension and also unemployment benefits? I read the laws in New Jersey concerning that and I believe they are reduced.

A. You’ll need to check with your state employment office. As a rule, employees who retire or are eligible for retirement aren’t eligible for unemployment benefits.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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