Q. I am a 48-year-old FERS employee and considering resignation with almost 28 years of federal service. If I resign now (age 48), at age 60 do I submit a request to the Office of Personnel Management to collect pension high-3 (28 years of service)? If this is so, would this be considered a postponed or deferred retirement?
Q. I have been trying to get a straight answer for years on a matter. I spent 11 months as a U.S. Probation Officer, which comes under federal law enforcement officer retirement, and then moved to the FBI as a Special Agent. I was told early in my career that the first position as U.S. Probation Officer did not count toward LEO retirement because I had a two month break in service. Later I was told it did count. Does it count?
Q. I am facing having to retire under a medical retirement. Effective this May I will only have a total of 9 years government service under FERS and I am only 52 years old and not eligible for regular retirement yet. What is the difference between a disability retirement and medical retirement and what would my annuity payment be based on? I was told I would receive 80 percent of my high-3. Is this correct?
Q. I resigned January 2017 after 30 years federal service (age 51). I am now struggling to make ends meet and am seriously thinking about retirement. Please help me to understand the pros and cons if I take this step.