Switching to part time


Q. I am a 27-year Postal Service full-time clerk covered under FERS. My facility is closing soon. I need to know the pension and medical insurance impact of taking a part-time clerk position. In nine months, I will be 62 and hope to retire then.

A. If you go part time, you will be paying a larger percentage of your Federal Employees Health Benefits insurance premiums. Because your annuity would be adjusted to account for your part-time service, it will be slightly less than it would have been if you had continued to work full time.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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