Post office retirement options


Q. I am age 66 in a Level 13 office as postmaster. My retirement date on Form 50 is Jan. 21, 2014, with 20 years of service. If I do nothing, I will be separated Sept. 30, 2014, with no problems. I don’t want to be offered a position which I won’t take and leave the post office with nothing.

A. Here’s the good news. You can retire on an unreduced annuity any time you want to. That’s because employees who are at least 62 years old can retire with as few as five years of service. All you need to do is fill out the retirement application, indicating the date on which you plan to retire, and turn it in to your personnel office.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to


    • There aren’t any best dates. The date you pick depends on what you want to accomplish. If you are trying to maximize your annual leave payout, the last date on which you could retire and be on the annuity roll for an entire year would be January 3, 2020 (CSRS) or December 31, 2019 (FERS). However, if you are a FERS employee and want to be on the annuity roll for a full cost-of-living adjustment in 2021, you;d have to retire no later than November 30, 2019.

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