Converting to CSRS disability retirement

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Q. My sister retired six years ago under CSRS with 32 years of service. Four months after her retirement, she had a brain tumor and brain surgery to remove it. As a result of this surgery, she has little or no short-term memory and her long-term memory is jumbled. I just found out she was not converted to a CSRS disability retirement. Can this be done now? Should it be done now? She retired at age 55 and is now 61.

A. No, she can’t be converted from a regular retirement to disability retirement. Fortunately, it doesn’t make a difference. Because of her age and service, the benefit she’d receive would be the same.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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