Survivor annuity to disabled child?

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Q. With a notarized signature from the spouse, can a CSRS survivor’s annuity be left to a child who was disabled before age 18?

A. No, it cannot. However, the child may be eligible for a survivor benefit if he or she was disabled before age 18, is unmarried and is unable to support himself or herself. In 2013, the children’s rate if there is a surviving parent is $492 a month. If there is no surviving parent, it’s $594 a month.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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