Medicare primary?

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Q. I am a Defense Department employee in CSRS. I am 57 and have 37-plus years of service. I can retire tomorrow with an annuity. I have been enrolled in a Federal Employees Health Benefits plan for the past five consecutive years (MHBP). I was just making an inquiry about Medicare, and my health plan provider representative told that after I retire and become eligible for Medicare at age 65, Medicare becomes my primary and my current health plan becomes secondary coverage (as far as payment is concerned). Is this true?

A. Yes.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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