Self vs. family for Medicare supplementary health insurance


Q. I have been on Federal Employees Health Benefits Medicare supplementary coverage with Aetna Consumer Plan for several years, covering my under-65 wife with a family plan. She turned 65 in September and chose a Medicare Advantage plan for herself. At open season in November, can I then revert to single status when I go on with the Aetna plan for myself?

A. Yes, you can. However, you ought to review her future combination of benefits to see if you’re making the right decision by dropping her from your plan.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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