Retirement eligibility

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Q. I am a 45-year-old FO-1 foreign service officer with 21 years of service. My agency’s benefits office says that I can retire and collect an annuity immediately if I wanted to. Can this be true? I thought I needed to be 50 years old before being eligible.

A. You are correct. Go to www.rnet.state.gov/index.cfm?pg=cri&sys=2#C and scroll to Eligibility for FSRDS and FSPS Retirement.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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