Retirement eligibility


Q. I am a 45-year-old FO-1 foreign service officer with 21 years of service. My agency’s benefits office says that I can retire and collect an annuity immediately if I wanted to. Can this be true? I thought I needed to be 50 years old before being eligible.

A. You are correct. Go to and scroll to Eligibility for FSRDS and FSPS Retirement.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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