Military buyback


Q. I’m 52, and military retired with 20 years of service. I’m a federal employee. Would it be possible for me to retire at age 56 if I buy back some or all of my active-duty years?

A. If you have at least five years of actual FERS service, were born in 1953 through 1964, make a deposit for your active-duty service, and waive your military retired pay, you could retire at age 56.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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