Medicare Part A


Q. Do I need Medicare Part A if I want to keep my existing Blue Cross/Blue shield federal health insurance?

A. I don’t know about “need.” However, I can tell you that Medicare Part A, in combination with your BC/BS plan will cover all of your hospital stays, post-hospital skilled nursing facility care, home health and hospice care with few or no out-of-pocket costs. Further, Part A won’t cost you a penny because you already paid for it through payroll deductions.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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