Adding spouse to FEHB


Q. I will have been on Federal Employees Health Benefits insurance for more than five years when I retire. However, for now, I am covered by my wife’s plan, which she can’t carry into retirement (she’s a teacher). I’m enrolled as self only in a cheap plan that I don’t intend to carry into retirement. Prior to retirement, will I be able to change to a better plan and add my wife to that plan?

A. Yes. You can do that during any open season.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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