Q. I’m currently providing health insurance for my husband as a FERS employee. If I postpone retirement, can my husband resume his insurance coverage as well as me?
Browsing: Open season
Q. I am still working and wanted to cancel my dental, but missed open season. I called the benefits line for my dental plan (Concordia), as I plan to retire next year and don’t want to take it into retirement. They told me that I could only cancel it during open season even then. That OPM rules do not allow it for their plan and that “retiring” is not a qualifying event. Even if my husband died, he would only be taken off the “family” plan, but I couldn’t drop it then. I am confused.
Q. My husband and I are both retired from the Postal Service under CSRS. Each of us has carried Self Only coverage through FEHB continuously during our working years and throughout retirement. Since these premiums continue to rise, one of the plans for 2018 is cheaper for us to go with Self Plus One. If we switch to Self Plus One for 2018 because of the price, then can we each go back to Self Only in 2019 open season? Second question: If he passes away while he has carried me under his Self Plus One, can I immediately go…
Q. I am married and my spouse was on my FEHB plan, but she dropped it and went on her employee health care plan years ago. I am now retired from the federal government. Can I put her on my FEHB plan during open season?
Q. I am FERS and eligible to keep my medical insurance after retirement. Do I need to enroll my husband before retirement in order for him to qualify, or can I enroll him at an open season after retirement if insurance is needed? By the same token, if he is enrolled before I retire, can I take him off my plan at open season after retirement if he no longer needs insurance?
From Nov. 11 through Dec. 9, employees, retirees, and survivors who are enrolled in the Federal Employees Health Benefits (FEHB) program can once again take advantage of their annual opportunity to decide which health benefits plan or option they want to be covered by in the next calendar year. And employees who aren’t already enrolled will have a chance to sign up.
Q. I am a civil service, not FERS, retiree. I will be 66 years old on April 19, 2016. I read there is an open season starting for those who would like to increase their life insurance. Is this for active employees only? Is there any way I can increase my basic life insurance now?
Q. I’m retired and will soon be 65 years old, which means I will enroll in Tricare and Medicare, leaving federal-level coverage of Blue Cross Blue Shield. Can I reenroll in the FEHB program if I’m not happy with Tricare? I also have Aetna federal dental plan? Can I keep Aetna with Tricare?
Q. If we suspend Blue Cross Blue Shield coverage in favor of Tricare, can we only re-enroll during Open Season? Would pre-existing conditions be covered? Can BC/BS Federal deny re-enrolling us if we have cancer? Is there a financial penalty if we do decide to re-enroll?