Q. I have 26 years of federal employment with age. 26 x 1.1 = 28.6. How is this treated for retirement? Will the Postal Service drop 0.6? Or how do I calculate the remainder? What must I do to reach a whole number?
A. Relax. Your annuity will be based on your years and full months of service, including half of your unused sick leave if you retire before Jan. 1, 2014, or all of it if you retire on or after than date. The spare change at the end will be rounded down to the next lower dollar.