Military buyback


Q. I am a federal employee (under FERS) and Naval Reserve retiree (20 years of service). I will receive Navy Reserve retirement pay at age 60 (in 19 years). I am considering buying back four years of active-duty Navy service. Before doing so, I’d like to ensure that this does not forfeit or waive my Reserve retirement.

Can you share the reference that states that a retiree can receive both a Navy Reserve retirement and federal (FERS) retirement after completing military buyback of the active-duty portion of a Navy Reserve career?

A. If you make a deposit for your active-duty service, it will have no effect on your entitlement to have that service used in determining your length of service and in the computation of your reserve retired pay.

Since this is a site for federal civilian employees and retirees, I can’t give you a reference. You’ll have to confirm what I’ve said with your branch of service.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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