Primary: Medicare or FEHB?

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Q. Will Medicare or my spouse’s Federal Employees Health Benefits be my primary? He has been employed for 40 years and is still working for a federal agency. I am covered under his Blue Cross/Blue Shield.

A. For your husband, FEHB will be primary and Medicare secondary. If you are eligible for Medicare and not employed, Medicare will be primary and FEHB secondary.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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