Retirement points and military service credit


Q. How do retirement points (1801 total points creditable), with five years, four months and two days total  qualifying for retirement on my ARPC Form 249-E, figure into my military service credit? I have already completed military service credit payment for my Army active service of four years, 10 months and 16 days.

Do I have to buyback any more time before I retire with 20 years of civilian service in 2017? I am 60 years old and work as a GS-11 with the National Archives and Records Administration.

A. Only your actual active-duty service counts. Retirement points are irrelevant.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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