2 retirements

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Q. The situation is this:

* 14 years active duty (and have paid deposit)

* Six more years of civil service, then left without receiving a rebate on retirement contributions

* FERS calculator says I could draw retirement at age 60 with a total of 20 years (14 + 6) of creditable service

* I continue to serve in the Reserve and will draw a Reserve retirement at age 60, as well

Will I be eligible to draw both retirements, with no relationship between them or reduction to FERS retirement after military retirement pay begins?

A. Correct.

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About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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