Q. I became a federal employee in 1989 and have military service from 1976 to 1984. Is FERS my correct retirement plan, and do I add the eight years of military time to 25 years in federal service to give me my total years of government service?

A. Every federal employee who was first hired after Dec. 31, 1983, is covered by FERS. You won’t receive any credit for your active-duty military service unless you make a deposit, plus accrued interest, to the civilian retirement system.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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