MRA+10 and postponing annuity

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Q. I plan on separating from the government Jan. 10, 2015, at 56 years, six months and nine days old and postpone getting my annuity until June or July 2018, when I will be 60 years old. My service computation date is May 6, 1990.

To accomplish this, my understanding was to submit an SF-52 with Section E filled out to resign and then, approximately 90 days before I wanted my annuity to start, submit a RI92-19 to apply.

But I keep reading where I can retire under MRA+10 on a regular retirement form, and there is a way to postpone receiving my annuity that way. What is the procedure?

A. You’ll find the instructions for retiring and postponing the receipt of your annuity in the MRA+10 Retirement chapter of the Office of Personnel Management’s CSRS and FERS Handbook for Personnel and Payroll Offices. Just go to www.opm.gov/retirement-services/publications-forms/csrsfers-handbook/c042.pdf.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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