Q. I’m a 66-year-old FERS employee. I have 33 years of creditable service and have paid back seven years of military service. I can retire with a disability. I have rheumatoid arthritis and take chemotherapy. Which will earn me more retirement money: retire with a disability or regular retirement?
A. A FERS disability retirement ends at age 62 and is converted to a regular retirement. So your only option is regular retirement.