VERA/VSIP and health benefits


Q. I have eight years and six months working for the federal government, but I am 64 years old. No CSRS time, only FERS. Am I eligible to participate in the Voluntary Early Retirement Authority/Voluntary Separation Incentive Pay, if one is offered and would I be able to carry over my health care benefits?

A. Nothing would prevent you from accepting a VERA/VSIP if one were offered to you. As long as you had been enrolled in the Federal Employees’ Health Benefits program before the latest VERA offer was made, you could carry that coverage into retirement.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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