Medicare Part B


Q. I read an answer here that cleared up part of my confusion: “If you are retired and have (FERS) coverage and you have Medicare A and Medicare B, you will have very little out-of-pocket expenses.” That answers my question if I should have Medicare B. Now, how do I know what Medicare B is going to cost? I have about 10-18 people calling me every day, wanting to sign me up for Medicare. Should I sign up with one of these people, or should I sign up through the Office of Personnel Management? My 65th birthday is in April, so I have to make a decision.

A. You can apply for Medicare Part B online at, or by phone at 1-800-772-1213.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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