Q. I read an answer here that cleared up part of my confusion: “If you are retired and have (FERS) coverage and you have Medicare A and Medicare B, you will have very little out-of-pocket expenses.” That answers my question if I should have Medicare B. Now, how do I know what Medicare B is going to cost? I have about 10-18 people calling me every day, wanting to sign me up for Medicare. Should I sign up with one of these people, or should I sign up through the Office of Personnel Management? My 65th birthday is in April, so I have to make a decision.
A. You can apply for Medicare Part B online at www.socialsecurity.gov/medicareonly, or by phone at 1-800-772-1213.