Recomputing disability retirement


Q. I understand that they recompute your disability retirement at 62 years old. Does the amount one gets at 62 generally stay the same, go up or go down? What about cost-of-living adjustments under FERS? Do they recompute other agencies you also have worked before Postal Service time?

A. At age 62, your disability annuity will be converted to a regular annuity, as if you had worked for the federal government up to age 62. It will be based on the regular annuity you would have received on the day you went on disability retirement, increased by any FERS COLAs that have been applied to annuities since then. There is no way to know how close your regular annuity will be to the one you are now receiving. Every case is different.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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