Q. I am a stay-at-home father, and my wife is in the Navy. She has been in since 2006 and does not know if she is FERS or CSRS. Is there a way I could check it? We have the Thrift Savings Plan, and they just mention “uniformed services” when I search around.

A. If she is in the Navy, she is a member of the armed forces, not a civilian employee of the U.S. government. Therefore, she isn’t covered by either CSRS or FERS.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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