Contractor work and annuity


Q. When I retire, is there a period of time I have to wait if I want to work as a contractor for the government? Is this a standard rule/law or does it vary by agency? Will working as a contractor for the government affect my retirement annuity and/or special retirement supplement?

A. I’m not aware of any governmentwide rule. It varies by agency. As a rule, working as a contractor won’t affect your annuity. However, if you are under full Social Security retirement age, it could reduce your Social Security benefit or, if you are a FERS retiree who is under age 62, your special retirement supplement.


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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