Deferred annuity and SRS


Q. I left the Postal Service (CSRS) in 2000 with 21 years and seven months of service. I will be 56 years old next month. At what age can I draw supplemental annuity? What are the penalties for withdrawing sooner?

A. Because you left before you were eligible to retire, you’d only be eligible for a deferred annuity when you reach age 60. As a deferred annuitant, you wouldn’t be entitled to the special retirement supplement.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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