Q. I left the Postal Service (CSRS) in 2000 with 21 years and seven months of service. I will be 56 years old next month. At what age can I draw supplemental annuity? What are the penalties for withdrawing sooner?
A. Because you left before you were eligible to retire, you’d only be eligible for a deferred annuity when you reach age 60. As a deferred annuitant, you wouldn’t be entitled to the special retirement supplement.