Disability retirement

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Q. I’m 52, and I’ve been on FERS disability retirement since I was 47. My minimum retirement age is 56. Is it true that they’ll stop withholding federal income taxes on my pension when I reach my MRA? Is it also true that I’ll be switched to regular retirement when I reach my MRA, and not when I reach 62?

A. Both are untrue. Federal income taxes will continue to be deducted from your annuity — and you will be responsible for paying federal income taxes — as long as you are a disability retiree. And you won’t be switched to regular retirement until you are 62.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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