CSRS annuity calculation and FERS

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Q. I switched from CSRS to FERS with about 10 years in CSRS and 25.5 yrs in FERS. When my service in CSRS is calculated, my total service, including 918 hours of frozen sick leave, equals 10 years 2 months and 17 days.  Is there any way to apply the 17 days to either credit service in CSRS or even FERS (17 days in CSRS is worth more than 34 days in FERS) or do I just lose the 17 days?

A. Sorry, but you lose the days. By law, each component of your annuity — CSRS and FERS — is computed separately, with any days that don’t add up to a full month dropped.

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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