Cost of insurance after retirement


Q. My husband wants to retire from the Postal Service after 25 years. How do we go about finding out what the cost of medical insurance will be?

A. When your husband retires, his premium rate will go up. That’s because postal unions have negotiated a subsidy for Postal Service employees. That subsidy ends when they retire. To check what he is paying now versus what he will pay as a retiree, go to


About Author

Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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