FERS postponed retirement

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Q. My wife just turned 57 and has a little more than 23 years of service. Her MRA is 56. I believe if she takes a postponed versus a deferred retirement, she will be eligible to get her full retirement annuity when she turns 60. What form should be filled out for a postponed retirement? I only see one for a deferred retirement.

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A. The form you saw was for CSRS retirees only. When your wife applies for her postponed FERS retirement, she would need to fill out Retirement and Insurance Form RI 92-19. Deferred/Postponed Retirement FERS, available at www.opm.gov/forms/pdf_fill/ri92-19.pdf.

 

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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to fedexperts@federaltimes.com.

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