Q. I will have 18 years in FERS and I am 59. My job will be reduced to a part-time position in September and I need to know if I should retire before it gets reduced? Should I take the hit and stay with the part-time position until I turn 60? Will the part time reduce my annuity if I stay for the following six months?
A. Working part time for six months would have a negligible affect on your annuity. When your annuity was computed, any reduction caused by your lower pay would be largely offset by the additional six months of service.
Reduction to part time
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