Reduction to part time


Q. I will have 18 years in FERS and I am 59. My job  will be reduced to a part-time position in September and I need to know if I should retire before it gets reduced? Should I take the hit and stay with the part-time position until I turn 60? Will the part time reduce my annuity if I stay for the following six months?
A. Working part time for six months would have a negligible affect on your annuity. When your annuity was computed, any reduction caused by your lower pay would be largely offset by the additional six months of service.


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Reg Jones was head of retirement and insurance policy at the Office of Personnel Management. Email your retirement-related questions to

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